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Specialist Equity Release Advice
Provided by Mortgage Concepts Associates Ltd
Freephone 0800 612 9213
HOW MUCH CAN I BORROW? Click Here
Registered office, 66 Spring Cross, New Ash Green, Longfield, Kent DA3 8QQ. Registered in England & Wales no 05694058.
Mortgage Concepts Associates Limited is an appointed representative of Validpath Limited which is authorised and regulated by the Financial Conduct Authority.
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Lifetime Mortgages -
QUICK EXPLANATION OF EQUITY RELEASE
An Equity Release Mortgage is available to the over 55’s (depending on lender) and is a way of releasing the equity built up in your property. This could be for a variety of reasons and can include.
These are some of the main characteristics of a lifetime mortgage
There are many advantages and disadvantages in taking out an Equity Release mortgage and these should be considered. Click here for more
You will have many questions about equity release schemes like
“What if I want to move or repay some of the capital?”
Mortgage Concepts Associates Ltd is a Mortgage Brokerage based in Central London and was founded in 2006 by our Director, Mike Richards.
Mike has over 30 years of experience in the mortgage field and has been advising on lifetime mortgage solutions for equity release for over 10 years.
Our offices are in Central London and we have a network of advisers who can cover the whole of the UK. We offer a very personal service and will help you through every aspect of the advice and application process.
We do not charge fees and we are paid a fee by the lender. You will receive an illustration for the plan you are interested in.
MCAL Equity Release provides lifetime mortgage solutions on equity release schemes including lifetime mortgages and home reversion schemes. We have over 10 years of experience in providing specialist lifetime mortgage solutions on equity release schemes and are here to help you.
We are based in Central London but have qualified and highly experienced advisers covering the whole of the United Kingdom .
Recently introduced scheme allows you to make full or partial monthly payments to our lifetime mortgage solutions package which means that the debt will not rise as quickly.
Click on the link to find out more about interest only lifetime mortgages.
Interest Only Lifetime Mortgage
WHAT IS EQUITY RELEASE?
Innovative Lifetime Mortgage based on pension income in retirement and not age.
Click on the link to find out more about retirement mortgages.