Google+

Lifetime Mortgages - This is a lifetime mortgage. To understand the features and risks, ask for personalised illustration.

www.mortgages-equityrelease.co.uk and MCAL Equity Release are trading styles of Mortgage Concepts Associates Ltd. 40 Berners Street, London W1T 3NA
Registered office, 66 Spring Cross, New Ash Green, Longfield, Kent DA3 8QQ. Registered in England & Wales no 05694058.
Mortgage Concepts Associates Limited is an appointed representative of Validpath Limited which is authorised and regulated by the Financial Conduct Authority.
Copyright © 2013 Website Design by MR Web Concepts


Download our free impartial guide to Equity Release here

Unlockingcapitalfromyourhome.pdf

Name

Phone Number

E-mail Address

I would like an adviser to call me

If you have a quick question, would like to talk to an adviser on the phone or would like to make an appointment for an adviser to visit you please complete the form below


For full contact details go to our Contact page

QUICK QUESTIONS

Specialist Equity Release Advice

Provided by Mortgage Concepts Associates Ltd

in

Freephone  0800 612 9213

HOW MUCH CAN I BORROW? Click Here

QUICK EXPLANATION OF EQUITY RELEASE


An Equity Release Mortgage is available to the over 55’s (depending on lender) and is a way of releasing the equity built up in your property. This could be for a variety of reasons and can include.



Click here for more


There are many advantages and disadvantages  in taking out an Equity Release mortgage and these should be considered, for example.



Click here for more


You will have many questions about equity release schemes like


“What if I want to move or repay some of the capital?”


You can either contact us, use the form on the page or visit our Frequently Asked Questions page



MORTGAGE CONCEPTS ASSOCIATES LTD


Mortgage Concepts Associates Ltd is a Mortgage Brokerage based in Central London and was founded in 2006 by our Director, Mike Richards.


Mike has over 30 years of experience in the mortgage field and has been advising on Equity Release for over 10 years.


Our offices are in Central London and we have a network of advisers who can cover the whole of the UK. We offer a very personal service and will help you through every aspect of the advice and application process.


FEES


We do NOT charge fees and we are paid a fee by the lender. You will receive an illustration for the plan you are interested in.





EQUITY RELEASE MORTGAGES


MCAL EQUITY RELEASE PROVIDES ADVICE ON EQUITY RELEASE SCHEMES INCLUDING LIFETIME MORTGAGES AND HOME REVERSION SCHEMES

 


Mortgage Concepts Associates Ltd have over 10 years of experience in providing specialist advice on Equity Release schemes and are here to help you.


We are based in Central London but have qualified and highly experienced advisers covering the whole of the United Kingdom .



Recently introduced this scheme allows you to make full or partial  monthly payments to a Lifetime Mortgage  which means that the debt will not rise as quickly if you were not making any payments at all.


To find out more about Interest Only Lifetime Mortgages Click here

Interest Only Lifetime Mortgage

ABOUT US

WHAT IS EQUITY RELEASE

Innovative Lifetime Mortgage  based on pension income in retirement and not age.


To find out more about retirement mortgages click here

Retirement Mortgage

NEW!