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Guide to Equity Release

CONTACT US

Ring  08458 381581 to speak to an advisor



Or feel free to fill in the form below.
Understanding Equity Release.

What types are there.

Are you eligible.

Safeguards.

Is it right for you.

Claiming Benefits.

How do I proceed.

Mike Richards (CeMAP CeRER), Director  of Mortgage Concepts Associates,  is qualified to give advice on both Lifetime Mortgage and Home Reversion schemes

Call Mike on 08458 381581 or complete the form above.
Understanding Equity Release.
What types are there.
Are you eligible.
Safeguards.
Is it right for you.
Claiming Benefits.
How do I proceed.
Welcome
You’ve made it to retirement, the kids have left home, you have your pension and a lovely home.


There’s just one thing missing........


... Enough money to be able to fulfil the dreams that you talked about doing when you retired.

This could be on travelling, new hobbies, improve your home, to meet unexpected situations such as health care, gifts to family or just have enough money to afford life’s little luxuries.

The possibilities are endless and the choice is yours.


In all these cases it is important to seek specialist advice.


There is, however, a solution that allows you to stay just where you are. Equity release plans are now available that allow you to release much needed cash from your home, while retaining the right to live in it for the rest of your life.

If you still have an outstanding mortgage on your property you must pay it off, either by using some of the proceeds from your plan or from other funds. Once that's done, the money you release can be spent as you wish.

Most importantly, your equity can help you fund your retirement by providing a lump sum, regular drawdowns or both. It also provides reassurance that your spouse will have enough to live on when you die.