Lifetime Mortgages -
www.mortgages-
Registered office, 66 Spring Cross, New Ash Green, Longfield,
Kent DA3 8QQ. Registered in England & Wales no 05694058.
Mortgage Concepts Associates
Limited is an appointed representative of Validpath Limited which is authorised and
regulated by the Financial Services Authority.
Copyright © 2012 Website Design by
MR Web Concepts
If you have a quick question, would like to talk to an adviser on the phone or would like to make an appointment for an adviser to visit you please complete the form below
For full contact details go to our Contact page
QUICK QUESTIONS
Specialist Equity Release Advice
Provided by Mortgage Concepts Associates Ltd
Freephone 0800 612 9213
HOW MUCH CAN I BORROW? Click Here
QUICK EXPLANATION OF EQUITY RELEASE
An Equity Release Mortgage is available to the over 55’s (depending on lender) and is a way of releasing the equity built up in your property. This could be for a variety of reasons and can include.
- Holidays
- Home improvements
- Assisting Children or Grand Children
- To provide an on-
going income
There are many advantages and disadvantages in taking out an Equity Release mortgage and these should be considered, for example.
- No payment required usually
- Not income based
- Based on a percentage of the property value
- Can be a lump sum or drawdown
You will have many questions about equity release schemes like
“What if I want to move or repay some of the capital?”
You can either contact us, use the form on the page or visit our Frequently Asked Questions page
MORTGAGE CONCEPTS ASSOCIATES LTD
Mortgage Concepts Associates Ltd is a Mortgage Brokerage based in Central London and was founded in 2006 by our Director, Mike Richards.
Mike has over 30 years of experience in the mortgage field and has been advising on Equity Release for over 10 years.
Our offices are in Central London and we have advisers who can cover the whole of the UK. We offer a very personal service and will help you through every aspect of the advice and application process.
FEES
We do NOT charge fees and we are paid a fee by the lender. You will receive an illustration for the plan you are interested in.
EQUITY RELEASE MORTGAGES
MCAL EQUITY RELEASE PROVIDES ADVICE ON EQUITY RELEASE SCHEMES INCLUDING LIFETIME MORTGAGES AND HOME REVERSION SCHEMES
Mortgage Concepts Associates Ltd have over 10 years of experience in providing specialist advice on Equity Release schemes and are here to help you.
We are based in Central London but have qualified and highly experienced advisers covering the whole of the United Kingdom .
Recently introduced this scheme allows you to make full or partial monthly payments to a Lifetime Mortgage which means that the debt will not rise as quickly if you were not making any payments at all.
To find out more about Interest Only Lifetime Mortgages Click here
Interest Only Lifetime Mortgage
ABOUT US
WHAT IS EQUITY RELEASE