Lifetime Mortgages - This is a lifetime mortgage. To understand the features and risks, ask for personalised illustration.

Mortgages-Equity Release.co.uk is a trading style of Mortgage Concepts Associates Ltd. Registered office, 66 Spring Cross, New Ash Green, Longfield, Kent DA3 8QQ. Registered in England & Wales no 05694058. Mortgage Concepts Associates Limited is an appointed representative of 2020 Financial Services Limited which is authorised and regulated by the Financial Services Authority.
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Mike Richards (CeMAP CeRER), Director  of Mortgage Concepts Associates,  is qualified to give advice on both Lifetime Mortgage and Home Reversion schemes

Call Mike on 08458 381581 or complete the form above.

An Equity Release scheme can give you the financial freedom to enjoy life. It is a way of raising cash using the value of your home. You can use it any way you like and there is no need to move out of your home.

You should always be sure you get proper advice before taking out an Equity Release scheme, as it is not right for everyone. Your advisor will discuss alternative options with you to ensure that either a Lifetime Mortgage or Home Reversion is the right choice for you.

A lifetime mortgage is a Long-term commitment, designed to be paid back when you die, move into long-term care or the property is no longer your main residence. Your advisor will explain how it may affect your means-tested state benefits, your tax position and any future inheritance for your beneficiaries.

Peace of Mind


It is essential to get advice from an Independent Mortgage Advisor. Either ring 08458 381581 or complete the enquiry form

It is very important that you take independent legal advice from a solicitor experienced in these schemes.

All providers will need a signed certificate from your solicitor stating that he or she has talked to you (as required by SHIP).

Is an Equity Release Scheme Right for you?

Making the Right Choice